----- Original Message -----

Sent: Tuesday, November 01, 2005 1:05 AM

Subject: RE: Re: Your outstanding debt to Doak Shirreff of $18,500 (approximately)

CHECK YOUR PERSONAL EQUIFAX RATING THROUGH CANLAW

KNOWING YOR FICO SCORE and RANKING IS VITAL

You should check your personal credit report and rating at least once a year.

Now any Canadian resident can check their own personal rating online. Get the
same report used by banks and other lenders.

Find out what is being reported about you. It is very important to know.

Please go to http://www.canlaw.com/credit/indexmoney.htm and follow the links

When you're planning a big purchase like a new car, home, or a dream vacation,
it's important to know what your lenders know. And if your Equifax Credit Report
has changed recently, your FICO╝ credit score may have changed, too. Get custom
graphs showing how you rank nationally among other consumers and tips explaining
how you might change your score over time.

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